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Figo vs. Nationwide (VPI)

See How We Compare

In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Nationwide’s pet medical coverage.

Figo Pet Insurance vs. Nationwide (VPI)

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Insurance Plan Coverages Figo Pet InsuranceNationwide (VPI)
Three Flexible Plans for Illness & InjuryIncludedNot included or some inclusions
Unlimited Lifetime Benefit PlanIncludedNot included or some inclusions
One Annual DeductibleIncludedNot included or some inclusions
100% Reimbursement OptionIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedNot included or some inclusions
Illness Waiting Period 14 Days or BetterIncludedIncluded
No Upper Age LimitsIncludedNot included or some inclusions
Chronic ConditionsIncludedIncluded
Congenital & Hereditary Conditions (included)IncludedNot included or some inclusions
Hip Dysplasia (without additional caps or age limits)IncludedNot included or some inclusions
Advanced Cancer TreatmentsIncludedIncluded
Chiropractic & Acupuncture (included)IncludedNot included or some inclusions
Prescription Medications (included, without additional cap)IncludedNot included or some inclusions
Mobility DevicesIncludedNot included or some inclusions
Diagnostic ServicesIncludedIncluded
Euthanasia & Cremation (included)IncludedIncluded
Examination & Consultation Fees (optional)IncludedIncluded
Rehabilitation (optional, without additional cap)IncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
File Claim from Mobile AppIncludedIncluded
Real-time Claim Status with Push NotificationsIncludedNot included or some inclusions
Claim Close Time (within 7-10 business days)IncludedNot included or some inclusions
AI Claims AssistantIncludedNot included or some inclusions
Online Pet Cloud Account (and Mobile App)IncludedNot included or some inclusions
Pet Profile with Pet Tag IDIncludedNot included or some inclusions
24/7 Live Vet Chat (included for customers)IncludedNot included or some inclusions
Store Pet Records OnlineIncludedNot included or some inclusions
Reminders with Push NotificationIncludedIncluded
Socially Connect with Other Pet ParentsIncludedNot included or some inclusions
Explore, Pet Friendly Location FinderIncludedNot included or some inclusions
Customer Service via Facebook MessengerIncludedNot included or some inclusions
Customer Service via Text MessagingIncludedNot included or some inclusions
Customer Service via Live Online ChatIncludedNot included or some inclusions
Return to Comparison Page
included
not included or some inclusions

Compare Figo to Nationwide’s Whole Pet Coverage:

  • 100% Reimbursement Coverage. Figo offers 100% reimbursement with all three of its plans, allowing pet parents to recoup their total covered pet medical expenses. Nationwide does not offer a 100% reimbursement option for covered treatment costs.
  • Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered, life-threatening treatment. Nationwide does not offer a life-saving treatment waiver with its plans.
  • Waiting Period Waiver for Healthy Knees. If have your pet examined by a veterinarian within the first 30 days of your Figo policy, and the medical record specifically notes that your pet does not have any pre-existing conditions relating to its knees, the 6-month waiting period can be waived. Nationwide does not offer a waiting period waiver for healthy knees.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.

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