Skip to main content
Mobile Nav Phone - 12x12
1-833-220-7387
Underwriting

Pet Insurance policies are underwritten by Independence American Insurance Company.

Figo Pet Insurance
  • Pet Cloud Login
  • Blog
  • About
  • Contact
See Pricing

Footer

Figo Pet Insurance

  • Login
  • About Us
  • Employers
  • Insurer Disclosure of Important Policy Provisions
  • Dog Insurance
  • Cat Insurance
  • Veterinarians
  • Waiting Period Waiver
  • Careers
  • Blog
  • Compare
  • Found a lost Figo pet?
  • FAQs
  • California Privacy
  • Sample Policy
  • Instagram
  • facebook
  • tiktok
  • Twitter

1 Up to a 10% group discount is available. Discounts vary by state and are subject to change. Not available in all states.

Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit https://figopetinsurance.com/state-documents-and-sample-policies. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change.

Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N Scottsdale Rd., Ste. 160, Scottsdale, AZ 85254. Policies are produced by Figo Pet Insurance, LLC (NPN: 16841904; CA license 0K02763)

  • Privacy Policy
  • Do Not Sell or Share My Personal Information
  • Accessibility
  • Terms of Use & Licensing
  • Insurance Fraud Warnings
  • Underwriting

Copyright © 2015-2026 Figo Pet Insurance LLC. All rights reserved

Check the microchip

Ask Dr. Lee
August 14, 2018

Microchips help to electronically identify your pet if they’re ever lost. Dr. Lee explains the importance of checking the microchip once a year or more.

Check the microchip

Q: When our dog, Addie, was microchipped, we were told the microchip provides permanent identification to help reunite her with us if she ever gets lost. Does “permanent” mean there’s nothing more we need to do?

A: National Check the Chip Day arrives on August 15, so this is a good time to review microchip management.

The microchip, a rice-sized electronic device injected beneath the skin over the shoulder blades, is permanent, but you still have a couple of tasks to attend to every year.

First, you need to register Addie’s microchip and keep your contact information current. The chip has a unique number that displays on a scanner held over her shoulders. The number is linked in the microchip database to your name, address and phone number. So, it’s important to update the chip manufacturer’s database when your contact information changes.

Next, ask your veterinarian to scan Addie’s microchip during her wellness visits to be sure it’s still in place and operating properly. Chips can become dislodged or cease transmitting, though both problems are rare.

With any luck, you’ll never have to learn how well microchips reunite lost dogs with their people.


Lee Pickett, V.M.D. practices companion animal medicine. Contact her at askdrlee@insurefigo.com.

READ MORE ARTICLES BY Ask Dr. Lee

Customized
by you

Design your pet’s plan in less than 60 seconds!

Your Pet's Type