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Pet Insurance policies are underwritten by Independence American Insurance Company.

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Cat Insurance
Designed with you in Mind

Customizable Plans Fit Right Into You & Your Cat's Life

Our plans ensure your policy can be as flexible as your feline. You know your pet best. Why lock yourself into a generic plan?

Pet Insurance for Cats Makes a Big Difference

Fast claims, so you and your pet can get back to playtime

What real pet parents
are saying

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The app walks you right through the process and it's so easy to keep tabs on your claims!

Elizabeth B,
Pet Parent to Georgiana

Questions?
We have answers!

Read Our Blog

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  • cat in owner's lap

    Pet Insurance for Indoor Cats: Is It Worth It?

    As far as you're concerned, your sweet kitten is never going to set a paw outdoors. So, the chances that your cat will get hurt is extremely low. If that's the case, you're probably wondering if your cat really needs pet insurance coverage.

  • woman and child feeding cat

    How Much and How Often You Should Feed Your Cat?

    Keeping your cat healthy starts with feeding them correctly. Check out this guide to learn how much and how often should you feed a cat.

  • man and son play with cat

    Feline Fact or Fiction: Do These Notorious Introverts Get Lonely?

    Is your cat lonely or do they relish some alone time to snooze? Does your cat need another cat's company? Does your cat want other cats around at all!? Let's discuss.

Cat Insurance

Protection for your curious co-pilot

A cat doing a puzzle with owner
A cat doing a puzzle with owner

Choose a plan
that's right for you

Cat insurance plans through Figo are designed to be straightforward and simple —so you can spend less time choosing and more time with your cat.

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    No Per Incident Caps

    We don’t cap claim payments by condition type, so you can make the most of your annual benefits.

  • Coverage for Curable Pre-Existing Conditions

    We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of treatment.

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    Lightning-Fast Claims Less waiting, $$ quicker than ever. On average, most claims close in just 2.4 working days*.

    *Figo Claims Data, 2024

  • Figo Wellness Powerup Stay on top of yearly exams & more with our optional preventative coverage add-on for a small additional cost.

  • Live Vet Free 24/7 access to a licensed veterinary professional. Here for you during emergencies, no matter when they happen.

  • Personalized Pet Tag Synced to your Pet Cloud. Helps reunite you and your pet if they go missing.

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Explore our plans and coverages

How Does Pet Health Insurance for Cats Work?

Depending on your plan, deductible, and reimbursement options, up to 100% of your cat's vet bills may be reimbursed.

  • 1

    Visit a licensed vet of your choice, worldwide

  • 2

    Upload your vet bill and visit the claim tracker for updates

  • 3

    Get reimbursed for covered claims directly into your bank account

  • Wellness
    Money back for exams, vaccines, & other routine care so pets stay happy and healthy.

  • Up to 100% Reimbursement
    No copay, no problem! Figo lets you choose the reimbursement amount that fits your lifestyle and budget.

  • Veterinary Exam Fees for Accident and Illness Visits
    Coverage for exam or consultation fees associated with the diagnosis and treatment of your pet, beyond preventative care.

See Full Coverage Details

  • ESSENTIAL

    $5,000

    For cat parents who want reimbursement for up to $5,000 of eligible veterinary medical expenses each year.

    Get a Quote

  • PREFERRED

    $10,000

    Our most popular plan! For cat parents who want reimbursement for up to $10,000 of eligible veterinary medical expenses each year.

    Get a Quote

  • ULTIMATE

    Unlimited

    For cat parents who want reimbursement for an unlimited amount of eligible veterinary medical expenses each year.

    Get a Quote

We love our ever-curious cats, but even the most acrobatic of felines can get hit with vet bills that aren’t in the budget.There are far more medical options and procedures available today for cats to help them through unexpected accidents and illnesses than ever before. In these instances, a cat insurance plan can help both your kitty and your bank account.

Just like humans, cats can experience unexpected health related emergencies. At Figo, we never want a cat parent to have to choose between a life-saving procedure and their bank account. That's why we think cat insurance should be straightforward, simple, and customizable.

Select from three plan options and tailor your monthly payments to a number that feels right to you. If your cat has an unexpected illness or injury, submit the paid veterinarian bills to us. Based on your chosen plan, we may reimburse you up to 100 percent of your covered veterinary charges!

While researching pet insurance companies, you may ask yourself if a cat insurance plan is really worth the cost. Studies show that 56% of Americans don’t have enough savings to cover a $1,000 emergency. When the unexpected happens, a cat insurance policy can help pay for live-saving procedures, diagnostic testing, critical vaccines, and more, empowering you to make the best decisions for the health of your pet.

Cat insurance can save the day when your cat becomes sick or injured and emotions are running high. And senior cats are more prone to chronic illnesses—like diabetes, thyroid issues, and kidney problems. So, we keep cat insurance simple to give you the freedom to focus on what’s important.

Curious like a cat - of course, you can! Take a peek at a sample cat insurance policy here.