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Pet Insurance policies are underwritten by Independence American Insurance Company.

Cat Insurance

Protection for your curious co-pilot

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Cat Insurance
Designed with you in Mind

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  • Care Figo Incident Caps

    No Per Incident Caps We don’t cap claim payments by condition type, so you can make the most of your annual benefits.

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    Coverage for Curable Pre-Existing Conditions We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of treatment.

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    Lightning Fast Claims Less waiting, $$ quicker than ever. On average, most claims close in just 2.6 working days.

  • Care Figo Wellness

    Figo Wellness Powerup Stay on top of yearly exams & more with preventative coverage!

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    Live Vet Free 24/7 access to a licensed veterinary professional. Here for you during emergencies, no matter when they happen.

  • Care Personalized Pet Tag

    Personalized Pet Tag Synced to your Pet Cloud. Helps reunite you and your pet if they go missing.

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How does Cat Insurance Work?

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Depending on your plan, deductible, and reimbursement options, up to 100% of your cat's vet bills may be reimbursed.

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    Visit a licensed vet of your choice, worldwide

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    Upload your vet bill and visit the claim tracker for updates

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    Get reimbursed for covered claims directly into your bank account

Customizable Plans Fit Right Into You & Your Cat's Life

Our Powerups ensure your policy can be as flexible as your feline. You know your pet best. Why lock yourself into a generic plan?

  • Wellness
    Money back for exams, vaccines, & other routine care so pets stay happy and healthy.

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  • Extra Care Pack
    Top-tier coverage that includes cremation/ burial, lost pet advertising/award, vacation cancellation due to pet emergency, boarding fees, pet theft or loss, and more!

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  • Veterinary Exam Fees for Accident and Illness Visits
    Coverage for exam or consultation fees associated with the diagnosis and treatment of your pet, beyond preventative care.

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A cat doing a puzzle with owner

Choose a plan
that's right for you

Pet insurance plans through Figo are designed to be straightforward and simple —so you can spend less time choosing and more time with your cat.



    For cat parents who want reimbursement for up to $5,000 of eligible veterinary medical expenses each year.

    Get a Quote
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    Our most popular plan! For cat parents who want reimbursement for up to $10,000 of eligible veterinary medical expenses each year.

    Get a Quote


    For cat parents who want reimbursement for an unlimited amount of eligible veterinary medical expenses each year.

    Get a Quote

Pet Insurance Makes a Big Difference

Fast claims, so you and your pet can get back to playtime

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What real pet parents
are saying

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The app walks you right through the process and it's so easy to keep tabs on your claims!

Elizabeth B,
Pet Parent to Georgiana

We have answers!

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What is Cat Insurance?
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We love our ever-curious cats, but even the most acrobatic of felines can get hit with vet bills that aren’t in the budget.There are far more medical options and procedures available today for cats to help them through unexpected accidents and illnesses than ever before. In these instances, a cat insurance plan can help both your kitty and your bank account.

How Does Cat Insurance Work?
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Just like humans, cats can experience unexpected health related emergencies. At Figo, we never want a cat parent to have to choose between a life-saving procedure and their bank account. That's why we think cat insurance should be straightforward, simple, and customizable.

Select from three plan options and tailor your monthly payments to a number that feels right to you. If your cat has an unexpected illness or injury, submit the paid veterinarian bills to us. Based on your chosen plan, we may reimburse you up to 100 percent of your covered veterinary charges!

Is Cat Insurance Worth It?
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While researching pet insurance companies, you may ask yourself if a cat insurance plan is really worth the cost. Studies show that 56% of Americans don’t have enough savings to cover a $1,000 emergency. When the unexpected happens, a cat insurance policy can help pay for live-saving procedures, diagnostic testing, critical vaccines, and more, empowering you to make the best decisions for the health of your pet.

Is Pet Insurance for Kittens Important?
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The total cost of cat ownership can reach over $3,000 in the first year —even without accounting for unforeseeable emergency expenses. Add in unexpected vet visits, and those costs increase. Fortunately, for a manageable monthly fee, you can purchase a cat health insurance plan and reduce worry from having to shell out exorbitant money for your cat’s emergency care.

If you're the lucky owner of a kitten, you now how inquisitive they can be. Kittens may get scared and dart out of the front door; and they may unintentionally nosh on dangerous and toxic non-edible items around the house. These common kitten mishaps can lead to vet bills that aren’t in the budget. It is in these instances kitten health insurance can save your pet and your bank account.

Is Pet Insurance for Adult and Senior Cats Important?
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Cat insurance can save the day when your cat becomes sick or injured and emotions are running high. And senior cats are more prone to chronic illnesses—like diabetes, thyroid issues, and kidney problems. So, we keep cat insurance simple to give you the freedom to focus on what’s important.

Can I See a Sample Figo Cat Insurance Policy?
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Curious like a cat - of course, you can! Take a peek at a sample cat insurance policy here.

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No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Figo Pet Insurance's California license number is 0K02763.

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