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Cat insurance: Protect all the members of your family

What is cat health insurance?

We love our ever-curious cats, but even the silliest of feline shenanigans can lead to vet bills that aren’t in the budget. The good news is, there are far more medical options and procedures available today for cats to help them through unexpected accidents and illnesses. In these instances, cat insurance plan can help save your pet and your bank account.



Comprehensive Cat Insurance

We designed our plans to be straightforward and simple, so you can spend less time choosing and more time with your cat. With Figo:

  • Our cat insurance plans cover unexpected illnesses and accidents.
  • Visit any licensed veterinary practice, emergency hospital or specialist in the US, Canada or Puerto Rico.
  • Our three flexible plans can be customized to meet your budget and coverage needs.
  • We may reimburse up to 100% of your actual vet bill with options for unlimited annual benefits.

A cat usually has 24 whiskers

Petting cats helps lower blood pressure

A cat can jump up to 5x its own height

Cats have 32 muscles in each ear

I’ve had Figo for a little over a year and submitted claims on several occasions for my two cats. In the past two months, I had a couple of fairly large claims and to my surprise, Figo processed and paid them in less than 4 days. Very impressive!”


– Carol B.

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What's Covered

Here's the deal: If your pet has a new covered accident, injury or illness, you may be reimbursed for the following medical expenses.

  • Exam & Consultation Fees (optional)
  • Emergency & Hospitalization
  • Surgeries
  • Veterinary Specialists
  • Hereditary & Congenital Conditions
  • Chronic Conditions
  • Cancer Treatments
  • Prescriptions
  • Imaging
  • Knee Conditions
  • Prosthetics & Orthopedics
  • Hip Dysplasia

What's Not Covered

Here’s the other deal: At Figo, we have nothing to hide. We think it is just as important to show you what isn't covered.

  • Pre-existing Conditions
  • Routine, Wellness or Preventative Care
  • Spaying or Neutering
  • Experimental Procedures
  • Breeding, Pregnancy or Giving Birth
  • Cloned Pets or Cloning Procedures
  • Cosmetic Surgery
  • Coprophagia (the medical term for "eating poop")