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Figo vs. Healthy Paws
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Healthy Paws’ pet medical coverage.
Figo Pet Insurance vs. Healthy Paws
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| Insurance Plan Coverages | Figo Pet Insurance | Healthy Paws |
|---|---|---|
| Unlimited Lifetime Benefit Plan | Included | Included |
| Three Flexible Plans for Illness & Injury | Included | Not included or some inclusions |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Coverage | Included | Not included or some inclusions |
| Exam Fee for Illness & Injury (optional) | Included | Not included or some inclusions |
| Copay & Deductible Waived for Life-Saving Treatment | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Included |
| Alternative & Holistic Treatment Without Restrictions | Included | Not included or some inclusions |
| No Upper Age Limits on Pets | Included | Included |
| Lost Pet Coverage | Included | Not included or some inclusions |
| Hip Dysplasia Without Restrictions | Included | Not included or some inclusions |
| Chronic Conditions Without Restrictions | Included | Included |
| Hereditary Conditions Without Restrictions | Included | Included |
| Mobility Devices Without Cap | Included | Included |
| Ability to Waive Waiting Period for Healthy Knees | Included | Included |
| No Extended Waiting Period for Hip Dysplasia | Included | Not included or some inclusions |
| 14 Days or Better Waiting Period for All Illnesses | Included | Not included or some inclusions |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| Add Pets via Online Account Portal | Included | Included |
| View Policy Records Online | Included | Included |
| Full Mobile App for iOS & Android (Not Just Claims) | Included | Included |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to Healthy Paws:
- 100% Reimbursement Coverage. Healthy Paws does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
- Examination Fee for Illness & Injury. Figo may cover the exam fee related to a covered injury or illness. Other pet insurance companies, like Healthy Paws, will not reimburse veterinary exam fees, even if the fees are associated with an illness or injury.
- Hip Dysplasia Without Restrictions. Provided the condition is not pre-existing, Figo may pay veterinary fees related to covered hip dysplasia treatment. Healthy Paws’ policy contains additional restrictions regarding hip dysplasia coverage—including a 12-month waiting period, contingent on your pet meeting certain criteria.
If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.