Pet insurance policies are underwritten by Markel American Insurance Company.
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Figo vs. Healthy Paws

See How We Compare

In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Healthy Paws’ pet medical coverage.

Figo Pet Insurance vs. Healthy Paws

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Insurance Plan Coverages Figo Pet InsuranceHealthy Paws
Unlimited Lifetime Benefit PlanIncludedIncluded
Three Flexible Plans for Illness & InjuryIncludedNot included or some inclusions
One Annual DeductibleIncludedIncluded
100% Reimbursement CoverageIncludedNot included or some inclusions
Exam Fee for Illness & Injury (optional)IncludedNot included or some inclusions
Copay & Deductible Waived for Life-Saving TreatmentIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedIncluded
Alternative & Holistic Treatment Without RestrictionsIncludedNot included or some inclusions
No Upper Age Limits on PetsIncludedIncluded
Lost Pet CoverageIncludedNot included or some inclusions
Hip Dysplasia Without RestrictionsIncludedNot included or some inclusions
Chronic Conditions Without RestrictionsIncludedIncluded
Hereditary Conditions Without RestrictionsIncludedIncluded
Mobility Devices Without CapIncludedIncluded
Ability to Waive Waiting Period for Healthy KneesIncludedIncluded
No Extended Waiting Period for Hip DysplasiaIncludedNot included or some inclusions
14 Days or Better Waiting Period for All IllnessesIncludedNot included or some inclusions
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
Add Pets via Online Account PortalIncludedIncluded
View Policy Records OnlineIncludedIncluded
Full Mobile App for iOS & Android (Not Just Claims)IncludedIncluded
Return to Comparison Page
included
not included or some inclusions

Compare Figo to Healthy Paws:

  • 100% Reimbursement Coverage. Healthy Paws does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
  • Examination Fee for Illness & Injury. Figo may cover the exam fee related to a covered injury or illness. Other pet insurance companies, like Healthy Paws, will not reimburse veterinary exam fees, even if the fees are associated with an illness or injury.
  • Hip Dysplasia Without Restrictions. Provided the condition is not pre-existing, Figo may pay veterinary fees related to covered hip dysplasia treatment. Healthy Paws’ policy contains additional restrictions regarding hip dysplasia coverage—including a 12-month waiting period, contingent on your pet meeting certain criteria.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.

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