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Figo vs. Healthy Paws

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In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Healthy Paws’ pet medical coverage.

Figo Pet Insurance vs. Healthy Paws

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Insurance Plan Coverages Figo Pet InsuranceHealthy Paws
Three Flexible Plans for Illness & InjuryIncludedNot included or some inclusions
Unlimited Lifetime Benefit PlanIncludedIncluded
One Annual DeductibleIncludedIncluded
100% Reimbursement OptionIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedIncluded
Illness Waiting Period 14 Days or BetterIncludedNot included or some inclusions
No Upper Age LimitsIncludedIncluded
Chronic ConditionsIncludedIncluded
Congenital & Hereditary Conditions (included)IncludedIncluded
Hip Dysplasia (without additional caps or age limits)IncludedNot included or some inclusions
Advanced Cancer TreatmentsIncludedIncluded
Chiropractic & Acupuncture (included)IncludedIncluded
Prescription Medications (included, without additional cap)IncludedIncluded
Mobility DevicesIncludedIncluded
Diagnostic ServicesIncludedIncluded
Euthanasia & Cremation (included)IncludedNot included or some inclusions
Examination & Consultation Fees (optional)IncludedNot included or some inclusions
Rehabilitation (optional, without additional cap)IncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
File Claim from Mobile AppIncludedIncluded
Real-time Claim Status with Push NotificationsIncludedNot included or some inclusions
Claim Close Time (within 7-10 business days)IncludedIncluded
AI Claims AssistantIncludedNot included or some inclusions
Online Pet Cloud Account (and Mobile App)IncludedNot included or some inclusions
Pet Profile with Pet Tag IDIncludedNot included or some inclusions
24/7 Live Vet Chat (included for customers)IncludedNot included or some inclusions
Store Pet Records OnlineIncludedNot included or some inclusions
Reminders with Push NotificationIncludedNot included or some inclusions
Socially Connect with Other Pet ParentsIncludedNot included or some inclusions
Explore, Pet Friendly Location FinderIncludedNot included or some inclusions
Customer Service via Facebook MessengerIncludedNot included or some inclusions
Customer Service via Text MessagingIncludedNot included or some inclusions
Customer Service via Live Online ChatIncludedNot included or some inclusions
Return to Comparison Page
not included or some inclusions

Compare Figo to Healthy Paws:

  • 100% reimbursement coverage. Healthy Paws does not offer a 100% reimbursement option, while Figo offers 100% reimbursement, allowing pet parents to recoup their total covered pet medical expenses.
  • Hip dysplasia coverage (without additional caps or age limits). Figo provides coverage for hip dysplasia treatment. And while Healthy Paws provides coverage for hip dysplasia, there are additional restrictions—including a 12-month waiting period that is contingent on your pet meeting certain criteria (ex. your pet must be six years or younger to qualify for coverage).
  • Examination and consultation fees. With the add-on coverage, Figo may cover exam or consultation fees related to a covered injury or illness. Other pet insurance companies, like Healthy Paws, will not reimburse you for these fees, even if they are associated with an unexpected illness or accident.

If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.