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Figo vs. Healthy Paws
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Healthy Paws’ pet medical coverage.
Figo Pet Insurance vs. Healthy Paws
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| Insurance Plan Coverages | Figo Pet Insurance | Healthy Paws |
|---|---|---|
| Three Flexible Plans for Illness & Injury | Included | Not included or some inclusions |
| Unlimited Lifetime Benefit Plan | Included | Included |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Option | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Included |
| Illness Waiting Period 14 Days or Better | Included | Not included or some inclusions |
| No Upper Age Limits | Included | Included |
| Chronic Conditions | Included | Included |
| Congenital & Hereditary Conditions (included) | Included | Included |
| Hip Dysplasia (without additional caps or age limits) | Included | Not included or some inclusions |
| Advanced Cancer Treatments | Included | Included |
| Chiropractic & Acupuncture (included) | Included | Included |
| Prescription Medications (included, without additional cap) | Included | Included |
| Mobility Devices | Included | Included |
| Diagnostic Services | Included | Included |
| Euthanasia & Cremation (included) | Included | Not included or some inclusions |
| Examination & Consultation Fees (optional) | Included | Not included or some inclusions |
| Rehabilitation (optional, without additional cap) | Included | Included |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| File Claim from Mobile App | Included | Included |
| Real-time Claim Status with Push Notifications | Included | Not included or some inclusions |
| Claim Close Time (within 7-10 business days) | Included | Included |
| AI Claims Assistant | Included | Not included or some inclusions |
| Online Pet Cloud Account (and Mobile App) | Included | Not included or some inclusions |
| Pet Profile with Pet Tag ID | Included | Not included or some inclusions |
| 24/7 Live Vet Chat (included for customers) | Included | Not included or some inclusions |
| Store Pet Records Online | Included | Not included or some inclusions |
| Reminders with Push Notification | Included | Not included or some inclusions |
| Socially Connect with Other Pet Parents | Included | Not included or some inclusions |
| Explore, Pet Friendly Location Finder | Included | Not included or some inclusions |
| Customer Service via Facebook Messenger | Included | Not included or some inclusions |
| Customer Service via Text Messaging | Included | Not included or some inclusions |
| Customer Service via Live Online Chat | Included | Not included or some inclusions |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to Healthy Paws:
- 100% reimbursement coverage. Healthy Paws does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
- Hip dysplasia coverage (without additional caps or age limits). Figo provides coverage for hip dysplasia treatment. And while Healthy Paws provides coverage for hip dysplasia, there are additional restrictions—including a 12-month waiting period that is contingent on your pet meeting certain criteria (ex. your pet must be six years or younger to qualify for coverage).
- Examination and consultation fees. With the add-on coverage, Figo may cover exam or consultation fees related to a covered injury or illness. Other pet insurance companies, like Healthy Paws, will not reimburse you for these fees, even if they are associated with an unexpected illness or accident.
If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.