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Figo vs. Trupanion
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Trupanion’s pet medical coverage.
Figo Pet Insurance vs. Trupanion
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| Insurance Plan Coverages | Figo Pet Insurance | Trupanion |
|---|---|---|
| Unlimited Lifetime Benefit Plan | Included | Included |
| Three Flexible Plans for Illness & Injury | Included | Not included or some inclusions |
| One Annual Deductible | Included | Not included or some inclusions |
| 100% Reimbursement Coverage | Included | Not included or some inclusions |
| Exam Fee for Illness & Injury (optional) | Included | Not included or some inclusions |
| Copay & Deductible Waived for Life-Saving Treatment | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Included |
| Holistic: Acupuncture & Chiropractic | Included | Not included or some inclusions |
| No Upper Age Limits on Pets | Included | Not included or some inclusions |
| Lost Pet Coverage | Included | Included |
| Hip Dysplasia Without Restrictions | Included | Included |
| Chronic Conditions Without Restrictions | Included | Included |
| Hereditary Conditions Without Restrictions | Included | Included |
| Mobility Devices Without Cap | Included | Included |
| Ability to Waive Waiting Period for Healthy Knees | Included | Included |
| No Extended Waiting Period for Hip Dysplasia | Included | Included |
| 14 Days or Better Waiting Period for All Illnesses | Included | Not included or some inclusions |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| Add Pets via Online Account Portal | Included | Included |
| View Policy Records Online | Included | Included |
| Full Mobile App for iOS & Android (Not Just Claims) | Included | Not included or some inclusions |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to Trupanion:
- Three Flexible Plans for Illness and Injury. Figo offers three pet insurance plans—with customizable reimbursement rates and deductibles—to best fit your pet’s healthcare needs and your budget. Trupanion only offers one plan with a pre-selected reimbursement rate.
- One Annual Deductible. Figo plans have one annual deductible, and once you have met your chosen annual deductible, you no longer pay a deductible for the remainder of your annual policy period. With our different deductible options--$50, $100, $200 and $500—you can tailor your policy to fit your budget. Trupanion offers per condition deductibles—so while you may have met your deductible for a knee injury, a separate illness (like cancer) would be subject to a new deductible.
- Examination Fee for Illness and Injury. Figo may cover the exam fees related to a covered injury or illness. Other pet insurance companies, like Trupanion, will not reimburse you the veterinary exam fee, even if the fee is associated with an unexpected illness or injury.
If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.