Get started

Customized by You

Design your pet’s plan in less than 60 seconds.

(If you're a human, don't change the following field)
Your first name.
(If you're a human, don't change the following field)
Your first name.
(If you're a human, don't change the following field)
Your first name.

Dog insurance: Less worry, more peace of mind.

Dog Health Insurance Basics

Receiving bad news about the health of your dog can be very stressful. The good news is, there are far more medical options and procedures available today for dogs to help them through illnesses and injuries. And dog insurance frees you from financial stress when choosing the best available veterinary care for your pet.

Dog Insurance Designed with You in Mind

We designed our plans to be straightforward and simple, so you can spend less time choosing and more time with your dog. With Figo:

  • Our dog medical insurance plans cover unexpected illnesses and accidents.
  • Visit any licensed veterinary practice, emergency hospital or specialist in the US, Canada or Puerto Rico.
  • Our three flexible plans can be customized to meet your budget and coverage needs.
  • We may reimburse up to 100% of your actual vet bill with options for unlimited annual benefits.

100% of dogs are amazing

2 out of 3 dogs will help you land hot dates

Dogs do not believe in Daylight Savings Time

No more reading, go play with dog

Insuring my dog through Figo was the best decision! We have filed a few claims and each time it’s the easiest and quickest process. I highly recommend insuring your dog with Figo because you can feel safe knowing that you will always be able to afford the highest level of care.”


– Nikole W.


Blue check mark

What's Covered

Here's the deal: If your pet has a new covered accident, injury or illness, you may be reimbursed for the following medical expenses.

  • Exam & Consultation Fees (optional)
  • Emergency & Hospitalization
  • Surgeries
  • Veterinary Specialists
  • Hereditary & Congenital Conditions
  • Chronic Conditions
  • Cancer Treatments
  • Prescriptions
  • Imaging
  • Knee Conditions
  • Prosthetics & Orthopedics
  • Hip Dysplasia

What's Not Covered

Here’s the other deal: At Figo, we have nothing to hide. We think it is just as important to show you what isn't covered.

  • Pre-existing Conditions
  • Routine, Wellness or Preventative Care
  • Spaying or Neutering
  • Experimental Procedures
  • Breeding, Pregnancy or Giving Birth
  • Cloned Pets or Cloning Procedures
  • Cosmetic Surgery
  • Coprophagia (the medical term for "eating poop")