Pet Insurance policies are underwritten by Independence American Insurance Company.

A dog sitting on a couch
Man laying on the couch resting while his dog sits beside him
Man laying on the couch resting while his dog sits beside him
Man laying on the couch resting while his dog sits beside him
Man laying on the couch resting while his dog sits beside him

Dog Insurance

Protection for your soulful sidekick

Pattern Stripe Background Mobile
Pattern Stripe Background Mobile
Pattern Stripe Desktop
Pattern Stripe Desktop
Pattern Stripe Desktop

Dog Insurance Designed with you in Mind

person walking with dog in bag
  • Care Figo Incident Caps

    No Per Incident Caps We don’t cap claim payments by condition type, so you can make the most of your annual benefits.

  • Chip ID Icon

    Coverage for Curable Pre-Existing Conditions We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of treatment.

  • Lightening Bolt Icon

    Lightning Fast Claims Less waiting, $$ quicker than ever. On average, most claims close in just 2.6 working days.

  • Care Figo Wellness

    Figo Wellness Powerup Stay on top of yearly exams & more with preventative coverage!

  • Chat bubble icon

    Live Vet Free 24/7 access to a licensed veterinary professional. Here for you during emergencies, no matter when they happen.

  • Care Personalized Pet Tag

    Personalized Pet Tag Synced to your Pet Cloud. Helps reunite you and your pet if they go missing.

How does Dog Insurance Work?

dog looking at camera

Depending on your plan, deductible, and reimbursement options, up to 100% of your dog's vet bills may be reimbursed.

Plant Illustration
  • Icon #1

    Visit a licensed vet of your choice, worldwide

  • Icon #2

    Upload your vet bill and visit the claim tracker for updates

  • Icon #3

    Get reimbursed for covered claims directly into your bank account

Flexible Plans Fit Right Into You & Your Dog's Life

Our Powerups ensure your policy can be as adaptable as your pup. You know your pet best. Why lock yourself into a generic plan?

  • Wellness
    Money back for exams, vaccines, & other routine care so pets stay happy and healthy.

    guy walking dog
  • Extra Care Pack
    Top-tier coverage that includes cremation/ burial, lost pet advertising/award, vacation cancellation due to pet emergency, boarding fees, pet theft or loss, and more!

    vet praising dog
  • Veterinary Exam Fees for Accident and Illness Visits
    Coverage for exam or consultation fees associated with the diagnosis and treatment of your pet, beyond preventative care.

    person with dog in bike
A dog in the kitchen
A dog in the kitchen
Dog standing onto owners leg in front of cupboards
Dog standing onto owners leg in front of cupboards
Dog standing onto owners leg in front of cupboards

Choose a plan
that's right for you

Pet insurance plans through Figo are
designed to be straightforward and simple
—so you can spend less time choosing and more time with your dog.

  • ESSENTIAL

    $5,000

    For dog parents who want reimbursement for up to $5,000 of eligible veterinary medical expenses each year.

    Get a Quote
  • Yellow Pattern Background

    PREFERRED

    $10,000

    Our most popular plan! For dog parents who want reimbursement for up to $10,000 of eligible veterinary medical expenses each year.

    Get a Quote
  • ULTIMATE

    Unlimited

    For dog parents who want reimbursement for an unlimited amount of eligible veterinary medical expenses each year.

    Get a Quote

Pet Insurance Makes a Big Difference

Fast claims, so you and your dog can get back to playtime

Family and Cat
mvp-calculator

What real pet parents are saying

lady giving dog a treat
lady giving dog a treat
lady giving dog a treat
lady giving dog a treat
lady giving dog a treat
quotation mark icon

You have been outstanding so far with the easy file app. Thank you! It is so helpful when our dog has an issue that I do not have to panic. I feel like you have her back.

Linda VA,

Pet Parent to Tillie

Questions?
We have answers!

Woman on bike with dog
What is Dog Insurance
FAQ toggle circle

Receiving bad news about the health of your dog can be very stressful. The good news is, there are far more medical options and procedures available today for dogs to help them through illness and injury. And health insurance for dogs helps free you from financial stress when choosing the best available veterinary care for your pup.

How Does Dog Health Insurance Work?
FAQ toggle circle

At Figo Pet Insurance, we want your coverage to be seamless and simple. Especially because life with dogs can be anything but! Your dog deserves the best care possible regardless of budget, and that's why Figo makes your plan easy to customize to your pet.

Choose from one of three plans and tailor your monthly payments to a number that just feels right. When there is an unexpected illness or injury to your dog, submit the paid veterinarian bills to us. Depending on your plan selections, we may reimburse you up to 100 percent of your covered charges!

Is Dog Insurance Worth It?
FAQ toggle circle

Let's be real - is a dog insurance plan is really worth the cost? We think so. Studies show that 56% of Americans don’t have enough savings to cover a $1,000 emergency. When the unexpected happens, a dog insurance policy can help pay for life-saving procedures, diagnostic testing, critical vaccines, and more, leaving your pup free to do what they do best: be a dog!

Is Pet Insurance for Puppies Important?
FAQ toggle circle

Giving your pet a great life is never a waste of money. In fact, pet parents, like you, spend an estimated $18 billion a year on veterinary expenses alone. While the amount may be shocking, the fact that we are willing to splurge to keep our pups healthy isn't surprising. After all, our dogs are family—a bond that spans the duration of our lives (and theirs). When we are faced with an expensive procedure or treatment, without a financial safety net, it can be heartbreaking.

As early as 8 weeks, you can cover your precocious pup with a puppy insurance plan through Figo. Plans cover new injuries or illness—so, if your curious pet eats a sock or has a bout of diarrhea, simply visit the veterinarian and submit your paid vet bill for reimbursement. Puppy insurance frees you up to concentrate on more important things, like puppy playtime and snuggles!

Is Pet Insurance for Adult and Senior Dogs Important?
FAQ toggle circle

The oldest dog on record lived to be almost 30 years old—off the chart in doggy years! Pet insurance plans through Figo have no upper age limit. As dogs age, they become more prone to experience senior health issues—like Hip Dysplasia or diabetes. With a dog insurance plan through Figo, this coverage will not end simply because of age, so you can enjoy more quality time together.

  • Instagram logo
  • facebook
  • tiktok
  • Twitter

No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 485 Madison Avenue, New York, NY 10022. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC.

Copyright © 2015-2022 Figo Pet Insurance LLC. All rights reserved