Pet Insurance policies are underwritten by Independence American Insurance Company.
Company Logo
Preferred Pricing Included
Employer Discount
Average Figo
Premium
$43.57
/ monthly

Pet Insurance Plans

We designed our pet insurance plans to be straightforward and simple—so you can spend less time choosing and more time with your pet.
Essential
$
5K
Annual Benefit
Accident & Illness
Preferred
$
10K
Annual Benefit
Accident & Illness
Ultimate
Unlimited
Annual Benefit
Accident & Illness
Prices vary based on age, breed, and zip code.
Customized By You
Choose a reimbursement and deductible that works best for you.
70%
80%
90%
100%

Powerups Available

Veterinary Exam Fees for Accident & Illness
This benefit is to help cover exam or consultation fees associated with the diagnosis and treatment of your pet for an eligible illness or accident. It is not intended to cover exam fees related to routine, wellness, or preventative visits.
Wellness
Added coverage for costs associated with routine care: This may include regular checkups, vaccines, and other preventative care that your pet receives from a licensed veterinarian up to the maximum limit in the Wellness Benefit Schedule.
Extra Care Pack
Advertising and Reward
Vacation Cancellation
Boarding Fees
Loss Due to Theft or Straying
Third-Party Property Damage Liability
Final Respects

Holding off on pet insurance for now?

Here's another option for peace of mind.
Live Vet 24/7 without insurance
Direct access to a licensed veterinary professional via text chat—anytime, anywhere, within seconds in the Figo Pet Cloud app. This service is free to all Figo policyholders, or it can be purchased without pet insurance.