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Pet Insurance policies are underwritten by Independence American Insurance Company.

Pet Wellness Plans and Routine Coverage

illustration of a pug

As with humans, preventive care is vital to better health for your beloved dog or cat. This care includes taking your pet for his or her annual wellness checkups and routine vaccinations. Some pet parents believe that skipping wellness appointments will save them money. The truth is that annual checkups give your veterinarian an opportunity to catch life-threatening illnesses or diseases in their early stages when they are most treatable, and before they snowball. That's why routine exams should be an important part of your pet's care.

It’s clear that our pet parents want the chance to be reimbursed for being proactive with preventative care. That’s why Figo created our all-new Wellness Powerup, which can be added on to further customize any of our already comprehensive plans.

With Figo’s Wellness Powerup, you’ll get coverage for:

Spay/Neuter
Vaccines
Routine exams
Dental

Pet insurance vs. wellness plan
Have you been struggling to find pet insurance with preventative care coverage? There's a reason for that. Unlike human health insurance policies which typically cover wellness exams, pet insurance for routine care is not commonplace. Instead, pets have "wellness plans."

We get it, it’s confusing. Many use the terms "wellness plan" and "pet insurance" interchangeably, but they are not the same thing. Pet insurance covers the diagnosis and treatment of unexpected injuries and illnesses that may crop up during your pet's lifetime.

A wellness plan, on the other hand, is designed to help you pay for the routine veterinary care and vaccinations your pet receives each year. On average, pet parents can expect to spend over $600 annually in preventative care alone1 – yikes! But cost shouldn’t be the reason your pet doesn’t get the exams they need. Cue: a wellness plan. It ensures you’ll be reimbursed for the cost of any applicable care. Wellness plans also cover other issues that pet insurance won't typically cover, such as spaying and neutering.

What you can do for your pets
Wouldn't it be nice if our pets could verbalize when they're feeling sick or have an injury? Instead, they rely on us (their parents) to take note when they're unwell. If you’ve noticed the following signs in your pet, it may be time for an important wellness exam:

Lethargy or sleeping more than usual
Pale or blue-colored gums
Coughing
Severe vomiting
Change in bowel movements
Labored breathing
Excessive drinking and/or urination
Lameness
Biting at limbs
Change in appetite
Lumps or tumors
Unusual whining or crying
Excessive panting
If your dog or cat is exhibiting one or more of these symptoms, you should take him or her to your regular veterinarian for diagnosis and treatment. Of course, if your pet appears to be in distress or has a serious injury, a trip to an emergency vet for immediate care may be necessary. No matter what pet parent life throws at you, Figo has you covered every step of the way. And don’t forget, members of the Figo fam get 24/7 access to our Live Vet via the Pet Cloud app, because emergencies are rarely convenient.

Why Figo's Wellness Powerup?
Let’s face it, it can be wildly expensive to keep your pet happy and healthy. Lift the financial burden by building a custom Figo pet insurance plan that fits your pet’s needs and your budget. After you add our Wellness Powerup, you should have most of your pet's health-related costs covered, from routine check-ups and vaccinations to emergency treatments and surgeries. With one of our robust plans in place, there will be no need to stress each time you need to take your dog or cat to the veterinarian.

If you are interested in learning more about our plans, please contact us. We would be happy to discuss your options and find the plan to best fit your pet's needs as well as your budgetary requirements.

https://www.lendingtree.com/personal/pet-financing/pet-debt-survey/

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No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC.

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