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Figo vs. AKC
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to AKC’s coverage.
Figo Pet Insurance vs. AKC
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| Insurance Plan Coverages | Figo Pet Insurance | AKC |
|---|---|---|
| Three Flexible Plans for Illness & Injury | Included | Not included or some inclusions |
| Unlimited Lifetime Benefit Plan | Included | Not included or some inclusions |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Option | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Not included or some inclusions |
| Illness Waiting Period 14 Days or Better | Included | Included |
| No Upper Age Limits | Included | Not included or some inclusions |
| Chronic Conditions | Included | Included |
| Congenital & Hereditary Conditions (included) | Included | Not included or some inclusions |
| Hip Dysplasia (without additional caps or age limits) | Included | Not included or some inclusions |
| Advanced Cancer Treatments | Included | Included |
| Chiropractic & Acupuncture (included) | Included | Included |
| Prescription Medications (included, without additional cap) | Included | Not included or some inclusions |
| Mobility Devices | Included | Not included or some inclusions |
| Diagnostic Services | Included | Included |
| Euthanasia & Cremation (included) | Included | Not included or some inclusions |
| Examination & Consultation Fees (optional) | Included | Included |
| Rehabilitation (optional, without additional cap) | Included | Included |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| File Claim from Mobile App | Included | Not included or some inclusions |
| Real-time Claim Status with Push Notifications | Included | Not included or some inclusions |
| Claim Close Time (within 7-10 business days) | Included | Included |
| AI Claims Assistant | Included | Not included or some inclusions |
| Online Pet Cloud Account (and Mobile App) | Included | Not included or some inclusions |
| Pet Profile with Pet Tag ID | Included | Not included or some inclusions |
| 24/7 Live Vet Chat (included for customers) | Included | Not included or some inclusions |
| Store Pet Records Online | Included | Not included or some inclusions |
| Reminders with Push Notification | Included | Not included or some inclusions |
| Socially Connect with Other Pet Parents | Included | Not included or some inclusions |
| Explore, Pet Friendly Location Finder | Included | Not included or some inclusions |
| Customer Service via Facebook Messenger | Included | Not included or some inclusions |
| Customer Service via Text Messaging | Included | Not included or some inclusions |
| Customer Service via Live Online Chat | Included | Included |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to AKC:
- Unlimited lifetime benefit plan. With Figo’s Unlimited Benefit Plan, there are no reimbursement caps within the policy year. Total reimbursement for covered illnesses and injuries will be subject only to deductible and reimbursement rates selected at purchase. AKC does not offer an unlimited benefit plan—limiting the treatment costs they will cover each year.
- Examination and consultation fees. With the add-on coverage, Figo may cover exam or consultation fees related to a covered injury or illness. Other pet insurance companies, like AKC, will not reimburse you for these fees, even if they are associated with an unexpected illness or accident.
- Congenital and hereditary conditions included. Provided the condition is not pre-existing, Figo may pay veterinary fees related to covered treatment of hereditary and congenital conditions. AKC’s policy excludes treatment costs related to congenital and hereditary conditions.
If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.