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Figo vs. AKC
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to AKC’s pet medical coverage.
Figo Pet Insurance vs. AKC
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| Insurance Plan Coverages | Figo Pet Insurance | AKC |
|---|---|---|
| Unlimited Lifetime Benefit Plan | Included | Not included or some inclusions |
| Three Flexible Plans for Illness & Injury | Included | Included |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Coverage | Included | Not included or some inclusions |
| Exam Fee for Illness & Injury (optional) | Included | Not included or some inclusions |
| Copay & Deductible Waived for Life-Saving Treatment | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Not included or some inclusions |
| Holistic: Acupuncture & Chiropractic | Included | Not included or some inclusions |
| No Upper Age Limits on Pets | Included | Not included or some inclusions |
| Lost Pet Coverage | Included | Not included or some inclusions |
| Hip Dysplasia Without Restrictions | Included | Not included or some inclusions |
| Chronic Conditions Without Restrictions | Included | Not included or some inclusions |
| Hereditary Conditions Without Restrictions | Included | Not included or some inclusions |
| Mobility Devices Without Cap | Included | Not included or some inclusions |
| Ability to Waive Waiting Period for Healthy Knees | Included | Not included or some inclusions |
| No Extended Waiting Period for Hip Dysplasia | Included | Not included or some inclusions |
| 14 Days or Better Waiting Period for All Illnesses | Included | Not included or some inclusions |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| Add Pets via Online Account Portal | Included | Not included or some inclusions |
| View Policy Records Online | Included | Not included or some inclusions |
| Full Mobile App for iOS & Android (Not Just Claims) | Included | Not included or some inclusions |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to AKC:
- No Per Incident Cap on Claims. Figo does not restrict the number of claims that can be filed within the policy year, nor will the rates increase based on plan usage. AKC limits the number of claims (“incidents”) that can be filed per incident over the lifetime of your pet.
- Examination Fee for Illness & Injury. Figo may cover the exam fee related to a covered injury or illness. Other pet insurance companies, like AKC, will not reimburse you the veterinary exam fee, even if the fee is associated with an illness or injury. (Note: Routine exam fees are considered preventative, and therefore not covered.)
- Congenital & Hereditary Conditions Without Restrictions. Provided the condition is not pre-existing, Figo may pay veterinary fees related to covered treatment of hereditary and congenital conditions. AKC’s policy excludes treatment costs related to congenital and hereditary conditions.
If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.