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Figo vs. AKC

See How We Compare

 

In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to AKC’s coverage.

Figo Pet Insurance vs. AKC

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Insurance Plan Coverages Figo Pet InsuranceAKC
Three Flexible Plans for Illness & InjuryIncludedNot included or some inclusions
Unlimited Lifetime Benefit PlanIncludedNot included or some inclusions
One Annual DeductibleIncludedIncluded
100% Reimbursement OptionIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedNot included or some inclusions
Illness Waiting Period 14 Days or BetterIncludedIncluded
No Upper Age LimitsIncludedNot included or some inclusions
Chronic ConditionsIncludedIncluded
Congenital & Hereditary Conditions (included)IncludedNot included or some inclusions
Hip Dysplasia (without additional caps or age limits)IncludedNot included or some inclusions
Advanced Cancer TreatmentsIncludedIncluded
Chiropractic & Acupuncture (included)IncludedIncluded
Prescription Medications (included, without additional cap)IncludedNot included or some inclusions
Mobility DevicesIncludedNot included or some inclusions
Diagnostic ServicesIncludedIncluded
Euthanasia & Cremation (included)IncludedNot included or some inclusions
Examination & Consultation Fees (optional)IncludedIncluded
Rehabilitation (optional, without additional cap)IncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
File Claim from Mobile AppIncludedNot included or some inclusions
Real-time Claim Status with Push NotificationsIncludedNot included or some inclusions
Claim Close Time (within 7-10 business days)IncludedIncluded
AI Claims AssistantIncludedNot included or some inclusions
Online Pet Cloud Account (and Mobile App)IncludedNot included or some inclusions
Pet Profile with Pet Tag IDIncludedNot included or some inclusions
24/7 Live Vet Chat (included for customers)IncludedNot included or some inclusions
Store Pet Records OnlineIncludedNot included or some inclusions
Reminders with Push NotificationIncludedNot included or some inclusions
Socially Connect with Other Pet ParentsIncludedNot included or some inclusions
Explore, Pet Friendly Location FinderIncludedNot included or some inclusions
Customer Service via Facebook MessengerIncludedNot included or some inclusions
Customer Service via Text MessagingIncludedNot included or some inclusions
Customer Service via Live Online ChatIncludedIncluded
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included
not included or some inclusions

Compare Figo to AKC:

  • Unlimited lifetime benefit plan. With Figo’s Unlimited Benefit Plan, there are no reimbursement caps within the policy year. Total reimbursement for covered illnesses and injuries will be subject only to deductible and reimbursement rates selected at purchase. AKC does not offer an unlimited benefit plan—limiting the treatment costs they will cover each year.
  • Examination and consultation fees. With the add-on coverage, Figo may cover exam or consultation fees related to a covered injury or illness. Other pet insurance companies, like AKC, will not reimburse you for these fees, even if they are associated with an unexpected illness or accident.
  • Congenital and hereditary conditions included. Provided the condition is not pre-existing, Figo may pay veterinary fees related to covered treatment of hereditary and congenital conditions. AKC’s policy excludes treatment costs related to congenital and hereditary conditions.

If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.

 

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