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Pet Insurance policies are underwritten by Independence American Insurance Company.

Figo Pet Insurance
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Figo vs.
Nationwide Pet Insurance

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Insurance plan coverages
Three Flexible Plans for Illness & Injury
Unlimited Lifetime Benefit Plan
Wellness Plan
One Annual Deductible
100% Reimbursement Option
No Per Incident Cap on Claims
Illness Waiting Period 14 Days or Better
No Upper Age Limits
Chronic Conditions
Congenital & Hereditary Conditions (included)
Hip Dysplasia (without additional caps or age limits)
Advanced Cancer Treatments
Chiropractic & Acupuncture (included)
Prescription Medications (included, without additional cap)
Mobility Devices
Diagnostic Services
Examination & Consultation Fees (optional)
Rehabilitation (optional, without additional cap)
Curable Pre-Existing Conditions
File Claim from Mobile App
Real-time Claim Status with Push Notifications
Claim Close Time (within 2-3 business days)
AI Claims Assistant
Online Pet Cloud Account (and Mobile App)
Pet Profile with Pet Tag ID
24/7 Live Vet Chat (included for customers)
Store Pet Records Online
Reminders with Push Notification
Socially Connect with Other Pet Parents
Explore, Pet Friendly Location Finder
Customer Service via Facebook Messenger
Customer Service via Text Messaging
Customer Service via Live Online Chat
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Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Figo Pet Insurance's California license number is 0K02763. Figo Pet Insurance LLC is duly authorized to transact insurance in Puerto Rico (NPN: 16841904) in property, casualty, disability, health services, and life.

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