Figo vs. ASPCA
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to ASPCA’s pet medical coverage.
Figo Pet Insurance vs. ASPCA
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|Insurance Plan Coverages||Figo Pet Insurance||ASPCA|
|Unlimited Lifetime Benefit Plan||Included||Included|
|Three Flexible Plans for Illness & Injury||Included||Included|
|One Annual Deductible||Included||Included|
|100% Reimbursement Coverage||Included||Not included or some inclusions|
|Exam Fee for Illness & Injury (optional)||Included||Included|
|Copay & Deductible Waived for Life-Saving Treatment||Included||Not included or some inclusions|
|No Per Incident Cap on Claims||Included||Included|
|Holistic: Acupuncture & Chiropractic||Included||Included|
|No Upper Age Limits on Pets||Included||Included|
|Lost Pet Coverage||Included||Not included or some inclusions|
|Hip Dysplasia Without Restrictions||Included||Included|
|Chronic Conditions Without Restrictions||Included||Included|
|Hereditary Conditions Without Restrictions||Included||Included|
|Mobility Devices Without Cap||Included||Included|
|Ability to Waive Waiting Period for Healthy Knees||Included||Not included or some inclusions|
|No Extended Waiting Period for Hip Dysplasia||Included||Included|
|14 Days or Better Waiting Period for All Illnesses||Included||Included|
|Pre-Existing Conditions||Not included or some inclusions||Not included or some inclusions|
|Add Pets via Online Account Portal||Included||Included|
|View Policy Records Online||Included||Included|
|Full Mobile App for iOS & Android (Not Just Claims)||Included||Not included or some inclusions|
|Return to Comparison Page|
not included or some inclusions
Compare Figo to ASPCA:
- Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. ASPCA does not offer a life-saving treatment waiver.
- 100% Reimbursement Coverage. ASPCA does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
- Waiting Period Waiver for Healthy Knees. Figo maintains that if have your pet examined by a veterinarian within the first 30 days of the policy, and the medical record specifically notes that your pet does not have any pre-existing conditions relating to its knees, the 6-month exclusion may not apply. ASPCA does not offer a waiting period waiver for healthy knees.