Pet Insurance policies are underwritten by Independence American Insurance Company.
Pet Insurance Designed by
Pet People
Flexible, reliable pet insurance for intentional, modern pet parents.
Best for 100% Reimbursement
2024Highest Reimbursement Rate & Payout Limits
2024
“As seen on Wirecutter”
Find the best plan for your pet
Pet insurance that fits into your life, not the other way around.
More than a pet.
More than insurance.
Coverage for Curable Pre-Existing Conditions
We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of last treatment.
Lightning Fast Claims
Most claims close in less than 3 business days.
Live Vet
Free 24/7 access to licensed veterinary professionals. Here for you during emergencies no matter when they happen.
Our pets need
a lot of care
Flexible plans and Powerups help you find the option that best fits you and your pet's life.
What real pet parents
are saying
I love the convenience of the Figo app. I was able to submit this claim in less than two minutes! Also, reimbursement is quick as well. My claim was processed in less than 24 hours. I highly recommend Figo!
Ted H., Pet Parent to Eliot
I am so happy I have Figo. I would not be able to afford medical for my pet by myself. I appreciate the kind attention Figo takes in processing claims. Thank you!
Mary U.,
Pet Parent to LauraThe whole process from starting a few months ago to now was so easy and fast. It made having a sick puppy just a little less stressful. Thanks!
Charlie K.,
Pet Parent to Remy
Meet Figo's
Powerups
Game-changing optional coverage - because choice is essential
Wellness Stay on top of yearly exams, vaccines & more with preventative coverage.
Vet Exam Fees for Accident and Illness Visits Coverage for exam or consultation fees associated with the treatment of your pet, beyond preventative care.
Pets deserve more.
So we’re giving you more resources to help them.
Customized
by you
Design your pet’s plan in less
than 60 seconds!
