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Pet Insurance policies are underwritten by Independence American Insurance Company.

Pet Insurance Designed by
Pet People

Flexible, reliable pet insurance for intentional, modern pet parents.

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  • C Net

    Rated Best for Comprehensive Coverage

    2021, 2022

  • money

    Best for Reimbursement


  • rover

    Easiest to Use App


Find the best plan for your pet

Pet insurance that fits into your life, not the other way around.

What more can a customer ask for? Claim filed on Monday, claim paid on Thursday - of the same week! Thank you, Figo! I feel that I can put my dog's health first knowing that I have awesome pet insurance.

Susan G.,

Pet Parent to Bella

More than a pet.
More than insurance.

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    Coverage for Curable Pre-Existing Conditions

    We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of last treatment.

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    Lightning Fast Claims

    Most claims close in less than 3 business days.

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    Live Vet

    Free 24/7 access to licensed veterinary professionals. Here for you during emergencies no matter when they happen.

Explore our plans and coverage

Our pets need
a lot of care

Flexible plans and Powerups help you find the option that best fits you and your pet's life.

Get a Quote

What real pet parents
are saying

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  • Dog on a carpet

    I love the convenience of the Figo app. I was able to submit this claim in less than two minutes! Also, reimbursement is quick as well. My claim was processed in less than 24 hours. I highly recommend Figo!

    Ted H., Pet Parent to Eliot

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  • german-shepard-puppy-testimonial

    I am so happy I have Figo. I would not be able to afford medical for my pet by myself. I appreciate the kind attention Figo takes in processing claims. Thank you!

    Mary U.,
    Pet Parent to Laura

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  • couple-with-golden-retriever

    The whole process from starting a few months ago to now was so easy and fast. It made having a sick puppy just a little less stressful. Thanks!

    Charlie K.,
    Pet Parent to Remy

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Meet Figo's

Game-changing optional coverage - because choice is essential

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    Wellness Stay on top of yearly exams, vaccines & more with preventative coverage.

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    Vet Exam Fees for Accident and Illness Visits Coverage for exam or consultation fees associated with the treatment of your pet, beyond preventative care.

Pets deserve more.
So we’re giving you more resources to help them.

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Read Our Blog

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Design your pet’s plan in less
than 60 seconds!

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Your Pet's Type