Skip to main content
Mobile Nav Phone - 12x12
1-833-220-7387
Underwriting

Pet Insurance policies are underwritten by Independence American Insurance Company.

Figo Pet Insurance
  • Pet Cloud Login
  • Blog
  • About
  • Contact
See Pricing

Footer

Figo Pet Insurance

  • Login
  • About Us
  • Employers
  • Insurer Disclosure of Important Policy Provisions
  • Dog Insurance
  • Cat Insurance
  • Veterinarians
  • Waiting Period Waiver
  • Careers
  • Blog
  • Compare
  • Found a lost Figo pet?
  • FAQs
  • California Privacy
  • Sample Policy
  • Instagram
  • facebook
  • tiktok
  • Twitter

1 Up to a 10% group discount is available. Discounts vary by state and are subject to change. Not available in all states.

Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit https://figopetinsurance.com/state-documents-and-sample-policies. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change.

Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N Scottsdale Rd., Ste. 160, Scottsdale, AZ 85254. Policies are produced by Figo Pet Insurance, LLC (NPN: 16841904; CA license 0K02763)

  • Privacy Policy
  • Do Not Sell or Share My Personal Information
  • Accessibility
  • Terms of Use & Licensing
  • Insurance Fraud Warnings
  • Underwriting

Copyright © 2015-2026 Figo Pet Insurance LLC. All rights reserved

What does Figo
help cover?

We help take the stress out of unexpected vet bills

illustration-woman-with-frenchie

What’s not covered

  • Pre-existing Conditions

  • Experimental Procedures

  • Breeding, Pregnancy or Giving Birth

  • Cloned Pets or Cloning Procedures

  • Cosmetic Surgery

Show more (3)

Start yourfree quote

Pet type

Pet Insuranace Made Simple

  • Up to 100% back
  • Use any vet, anywhere
  • Quick and easy claims

Welcome Amazon Employee Test

Start your free quote

Save up to 20% in combined discounts.1 Start with your 10% employee discount code: 8720

cat-dog-woman-sitting-toy

We Keep Pet Insurance Refreshingly Simple test

No unnecessary complexities. Just thoughtful coverage that's easy to understand and even easier to use. Test

  • Up to 100% Back

    Vet care is pricey enough. That's why we offer reimbursement options up to 100%, helping you keep more money in your pocket when it matters most.

  • Voted Best Pet Insurance Company, 2026

    Recognized by The Wall Street Journal as one of the Best Pet Insurance Companies of 2026. We think keeping things simple pays off.

  • Live Vet

    Free 24/7 access to a licensed veterinary professional. Here for you during emergencies, no matter when they happen.

  • Coverage for Curable Pre-Existing Conditions

    We may cover "curable" pre-existing conditions if they show no signs or symptoms within 12 months of treatment.

  • Figo Wellness Powerup

    Stay on top of yearly exams & more with our optional preventative coverage add-on for a small additional cost.

  • No Per Incident Caps

    We do not cap claim payments by condition, so you can make the most of your plan.

Test BTN
  • Accidents

    When living their best life ends in ‘ouch’ or ‘oops’

  • Illnesses

    From sniffles to skin issues and lots in between

  • Hereditary & Congenital Issues

    Some conditions come with the territory

  • Veterinary Specialists

    For pets who need a little extra care

  • icon-vaccine

    Alternative Therapies

    Not everything fits a standard script

  • Diagnostic Testing

    Answers when something feels off

  • Icon-IV-100px

    Cancer Treatments

    Your pet deserves a fighting chance

  • Prescriptions

    Whether hiding in cheese or stuffed in PB

  • icon-joint

    Orthopedic Conditions

    When mobility gets complicated

  • Icon Papers 100

    Chronic Conditions

    Ongoing care can add up. The bills shouldn’t

  • icon-star

    And More! Check your sample policy or contact us for complete coverage details