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Figo vs. 24 PetWatch

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In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to 24PetWatch’s pet medical coverage.

Figo Pet Insurance vs. 24PetWatch

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Insurance Plan Coverages Figo Pet Insurance24 PetWatch
Unlimited Lifetime Benefit PlanIncludedNot included or some inclusions
Three Flexible Plans for Illness & InjuryIncludedIncluded
One Annual DeductibleIncludedIncluded
100% Reimbursement CoverageIncludedNot included or some inclusions
Exam Fee for Illness & Injury (optional)IncludedIncluded
Copay & Deductible Waived for Life-Saving TreatmentIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedNot included or some inclusions
Holistic: Acupuncture & ChiropracticIncludedIncluded
No Upper Age Limits on PetsIncludedNot included or some inclusions
Lost Pet CoverageIncludedIncluded
Hip Dysplasia Without RestrictionsIncludedIncluded
Chronic Conditions Without RestrictionsIncludedNot included or some inclusions
Hereditary Conditions Without RestrictionsIncludedNot included or some inclusions
Mobility Devices Without CapIncludedNot included or some inclusions
Ability to Waive Waiting Period for Healthy KneesIncludedIncluded
No Extended Waiting Period for Hip DysplasiaIncludedIncluded
14 Days or Better Waiting Period for All IllnessesIncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
Add Pets via Online Account PortalIncludedNot included or some inclusions
View Policy Records OnlineIncludedNot included or some inclusions
Full Mobile App for iOS & Android (Not Just Claims)IncludedNot included or some inclusions
Return to Comparison Page
not included or some inclusions

Compare Figo to 24PetWatch:

  • Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. 24PetWatch does not offer a life-saving treatment waiver.
  • No Per Incident Cap on Claims. Figo does not restrict the number of claims that can be filed within the policy year, nor will the rates increase based on plan usage. 24PetWatch limits the number of claims that can be filed per incident over the lifetime of your pet.
  • 100% Reimbursement Coverage. 24PetWatch only offers an 80% reimbursement option, while Figo offers several options—including 100% reimbursement—with all three plans, allowing pet parents to recoup their total covered pet medical expenses.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.