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Figo vs. 24 PetWatch
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to 24PetWatch’s pet medical coverage.
Figo Pet Insurance vs. 24PetWatch
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| Insurance Plan Coverages | Figo Pet Insurance | 24 PetWatch |
|---|---|---|
| Unlimited Lifetime Benefit Plan | Included | Not included or some inclusions |
| Three Flexible Plans for Illness & Injury | Included | Included |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Coverage | Included | Not included or some inclusions |
| Exam Fee for Illness & Injury (optional) | Included | Included |
| Copay & Deductible Waived for Life-Saving Treatment | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Not included or some inclusions |
| Alternative & Holistic Treatment Without Restrictions | Included | Included |
| No Upper Age Limits on Pets | Included | Not included or some inclusions |
| Lost Pet Coverage | Included | Included |
| Hip Dysplasia Without Restrictions | Included | Included |
| Chronic Conditions Without Restrictions | Included | Not included or some inclusions |
| Hereditary Conditions Without Restrictions | Included | Not included or some inclusions |
| Mobility Devices Without Cap | Included | Not included or some inclusions |
| Ability to Waive Waiting Period for Healthy Knees | Included | Included |
| No Extended Waiting Period for Hip Dysplasia | Included | Included |
| 14 Days or Better Waiting Period for All Illnesses | Included | Included |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| Add Pets via Online Account Portal | Included | Not included or some inclusions |
| View Policy Records Online | Included | Not included or some inclusions |
| Full Mobile App for iOS & Android (Not Just Claims) | Included | Not included or some inclusions |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to 24PetWatch:
- Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. 24PetWatch does not offer a life-saving treatment waiver.
- No Per Incident Cap on Claims. Figo does not restrict the number of claims that can be filed within the policy year, nor will the rates increase based on plan usage. 24PetWatch limits the number of claims that can be filed per incident over the lifetime of your pet.
- 100% Reimbursement Coverage. 24PetWatch only offers an 80% reimbursement option, while Figo offers several options—including 100% reimbursement—with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.