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Figo vs. 24 PetWatch
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to 24PetWatch’s coverage.
Figo Pet Insurance vs. 24PetWatch
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| Insurance Plan Coverages | Figo Pet Insurance | 24 PetWatch |
|---|---|---|
| Three Flexible Plans for Illness & Injury | Included | Included |
| Unlimited Lifetime Benefit Plan | Included | Not included or some inclusions |
| One Annual Deductible | Included | Included |
| 100% Reimbursement Option | Included | Not included or some inclusions |
| No Per Incident Cap on Claims | Included | Not included or some inclusions |
| Illness Waiting Period 14 Days or Better | Included | Not included or some inclusions |
| No Upper Age Limits | Included | Not included or some inclusions |
| Chronic Conditions | Included | Included |
| Congenital & Hereditary Conditions (included) | Included | Included |
| Hip Dysplasia (without additional caps or age limits) | Included | Included |
| Advanced Cancer Treatments | Included | Included |
| Chiropractic & Acupuncture (included) | Included | Not included or some inclusions |
| Prescription Medications (included, without additional cap) | Included | Not included or some inclusions |
| Mobility Devices | Included | Included |
| Diagnostic Services | Included | Included |
| Euthanasia & Cremation (included) | Included | Not included or some inclusions |
| Examination & Consultation Fees (optional) | Included | Included |
| Rehabilitation (optional, without additional cap) | Included | Not included or some inclusions |
| Pre-Existing Conditions | Not included or some inclusions | Not included or some inclusions |
| File Claim from Mobile App | Included | Not included or some inclusions |
| Real-time Claim Status with Push Notifications | Included | Not included or some inclusions |
| Claim Close Time (within 7-10 business days) | Included | Included |
| AI Claims Assistant | Included | Not included or some inclusions |
| Online Pet Cloud Account (and Mobile App) | Included | Not included or some inclusions |
| Pet Profile with Pet Tag ID | Included | Not included or some inclusions |
| 24/7 Live Vet Chat (included for customers) | Included | Not included or some inclusions |
| Store Pet Records Online | Included | Not included or some inclusions |
| Reminders with Push Notification | Included | Not included or some inclusions |
| Socially Connect with Other Pet Parents | Included | Not included or some inclusions |
| Explore, Pet Friendly Location Finder | Included | Not included or some inclusions |
| Customer Service via Facebook Messenger | Included | Not included or some inclusions |
| Customer Service via Text Messaging | Included | Not included or some inclusions |
| Customer Service via Live Online Chat | Included | Included |
| Return to Comparison Page |
included
not included or some inclusions
Compare Figo to 24PetWatch:
- No per incident cap on claims. Figo does not restrict the number of claims that can be filed within the policy year, nor will the rates increase based on plan usage. 24PetWatch limits the number of claims that can be filed per incident over the lifetime of your pet.
- 100% reimbursement coverage. 24PetWatch does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
- Prescription medications (included, without additional cap). Every Figo plan includes prescription medication coverage for covered illnesses and accidents. With 24PetWatch, prescription medications are subject to a yearly cap.
If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.