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Figo vs. 24 PetWatch

See How We Compare

 

In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to 24PetWatch’s coverage.

Figo Pet Insurance vs. 24PetWatch

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Insurance Plan Coverages Figo Pet Insurance24 PetWatch
Three Flexible Plans for Illness & InjuryIncludedIncluded
Unlimited Lifetime Benefit PlanIncludedNot included or some inclusions
One Annual DeductibleIncludedIncluded
100% Reimbursement OptionIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedNot included or some inclusions
Illness Waiting Period 14 Days or BetterIncludedNot included or some inclusions
No Upper Age LimitsIncludedNot included or some inclusions
Chronic ConditionsIncludedIncluded
Congenital & Hereditary Conditions (included)IncludedIncluded
Hip Dysplasia (without additional caps or age limits)IncludedIncluded
Advanced Cancer TreatmentsIncludedIncluded
Chiropractic & Acupuncture (included)IncludedNot included or some inclusions
Prescription Medications (included, without additional cap)IncludedNot included or some inclusions
Mobility DevicesIncludedIncluded
Diagnostic ServicesIncludedIncluded
Euthanasia & Cremation (included)IncludedNot included or some inclusions
Examination & Consultation Fees (optional)IncludedIncluded
Rehabilitation (optional, without additional cap)IncludedNot included or some inclusions
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
File Claim from Mobile AppIncludedNot included or some inclusions
Real-time Claim Status with Push NotificationsIncludedNot included or some inclusions
Claim Close Time (within 7-10 business days)IncludedIncluded
AI Claims AssistantIncludedNot included or some inclusions
Online Pet Cloud Account (and Mobile App)IncludedNot included or some inclusions
Pet Profile with Pet Tag IDIncludedNot included or some inclusions
24/7 Live Vet Chat (included for customers)IncludedNot included or some inclusions
Store Pet Records OnlineIncludedNot included or some inclusions
Reminders with Push NotificationIncludedNot included or some inclusions
Socially Connect with Other Pet ParentsIncludedNot included or some inclusions
Explore, Pet Friendly Location FinderIncludedNot included or some inclusions
Customer Service via Facebook MessengerIncludedNot included or some inclusions
Customer Service via Text MessagingIncludedNot included or some inclusions
Customer Service via Live Online ChatIncludedIncluded
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included
not included or some inclusions

Compare Figo to 24PetWatch:

  • No per incident cap on claims. Figo does not restrict the number of claims that can be filed within the policy year, nor will the rates increase based on plan usage. 24PetWatch limits the number of claims that can be filed per incident over the lifetime of your pet.
  • 100% reimbursement coverage. 24PetWatch does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
  • Prescription medications (included, without additional cap). Every Figo plan includes prescription medication coverage for covered illnesses and accidents. With 24PetWatch, prescription medications are subject to a yearly cap.

If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.

 

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