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Figo vs. Petplan

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In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Pet Plan’s coverage.

Figo Pet Insurance vs. Petplan

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Insurance Plan Coverages Figo Pet InsurancePetplan
Three Flexible Plans for Illness & InjuryIncludedIncluded
Unlimited Lifetime Benefit PlanIncludedIncluded
Wellness PlanIncludedNot included or some inclusions
One Annual DeductibleIncludedIncluded
100% Reimbursement OptionIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedIncluded
Illness Waiting Period 14 Days or BetterIncludedNot included or some inclusions
No Upper Age LimitsIncluded
Chronic ConditionsIncludedIncluded
Congenital & Hereditary Conditions (included)IncludedIncluded
Hip Dysplasia (without additional caps or age limits)IncludedIncluded
Advanced Cancer TreatmentsIncludedIncluded
Chiropractic & Acupuncture (included)IncludedIncluded
Prescription Medications (included, without additional cap)IncludedIncluded
Mobility DevicesIncludedIncluded
Diagnostic ServicesIncludedIncluded
Euthanasia & Cremation (included)IncludedNot included or some inclusions
Examination & Consultation Fees (optional)IncludedIncluded
Rehabilitation (optional, without additional cap)IncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
File Claim from Mobile AppIncludedIncluded
Real-time Claim Status with Push NotificationsIncludedNot included or some inclusions
Claim Close Time (within 7-10 business days)IncludedNot included or some inclusions
AI Claims AssistantIncludedNot included or some inclusions
Online Pet Cloud Account (and Mobile App)IncludedNot included or some inclusions
Pet Profile with Pet Tag IDIncludedNot included or some inclusions
24/7 Live Vet Chat (included for customers)IncludedNot included or some inclusions
Store Pet Records OnlineIncludedNot included or some inclusions
Reminders with Push NotificationIncludedNot included or some inclusions
Socially Connect with Other Pet ParentsIncludedNot included or some inclusions
Explore, Pet Friendly Location FinderIncludedNot included or some inclusions
Customer Service via Facebook MessengerIncludedNot included or some inclusions
Customer Service via Text MessagingIncludedNot included or some inclusions
Customer Service via Live Online ChatIncludedIncluded
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not included or some inclusions

Compare Figo to Petplan:

  • 100% reimbursement coverage. Petplan does not offer a 100% reimbursement option, while Figo offers 100% reimbursement, allowing pet parents to recoup their total covered pet medical expenses.
  • Euthanasia and cremation coverage included. If your veterinarian determines euthanasia is medically necessary, Figo may cover that expense along with the cost of cremation. Petplan does not include this coverage in their plans.
  • 24/7 live veterinarian chat (included). Through the Figo Pet Cloud, pet parents can chat with a veterinary professional anytime. Petplan does not offer this service.

If you have questions regarding our pet insurance plans and coverages, check out our FAQs or contact our customer experience team.