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Figo vs. Petplan

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In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Petplan’s pet medical coverage.

Figo Pet Insurance vs. Pet Plan

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Insurance Plan Coverages Figo Pet InsurancePetplan
Unlimited Lifetime Benefit PlanIncludedIncluded
Three Flexible Plans for Illness & InjuryIncludedIncluded
One Annual DeductibleIncludedIncluded
100% Reimbursement CoverageIncludedNot included or some inclusions
Exam Fee for Illness & Injury (optional)IncludedIncluded
Copay & Deductible Waived for Life-Saving TreatmentIncludedIncluded
No Per Incident Cap on ClaimsIncludedIncluded
Holistic: Acupuncture & ChiropracticIncludedIncluded
No Upper Age Limits on PetsIncludedIncluded
Lost Pet CoverageIncludedIncluded
Hip Dysplasia Without RestrictionsIncludedIncluded
Chronic Conditions Without RestrictionsIncludedIncluded
Hereditary Conditions Without RestrictionsIncludedIncluded
Mobility Devices Without CapIncludedIncluded
Ability to Waive Waiting Period for Healthy KneesIncludedIncluded
No Extended Waiting Period for Hip DysplasiaIncludedIncluded
14 Days or Better Waiting Period for All IllnessesIncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
Add Pets via Online Account PortalIncludedNot included or some inclusions
View Policy Records OnlineIncludedIncluded
Full Mobile App for iOS & Android (Not Just Claims)IncludedNot included or some inclusions
Return to Comparison Page
not included or some inclusions

Compare Figo to Petplan:

  • Full-Service Mobile/Online Account Portal. With the Figo Pet Cloud, customers can view policy and medical documents, change billing method, and add insurance for new pets at any time without having to speak to customer service. Petplan does not offer a full-service customer portal or mobile app.
  • 100% Reimbursement Coverage. Figo offers 100% reimbursement with all three of its plans, allowing pet parents to recoup their total covered pet medical expenses. Petplan does not offer a 100% reimbursement option for covered treatment costs.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.