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Figo vs. Pets Best

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In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Pets Best’s pet medical coverage.

Figo Pet Insurance vs. Pets Best

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Insurance Plan Coverages Figo Pet InsurancePets Best
Unlimited Lifetime Benefit PlanIncludedIncluded
Three Flexible Plans for Illness & InjuryIncludedIncluded
One Annual DeductibleIncludedIncluded
100% Reimbursement CoverageIncludedIncluded
Exam Fee for Illness & Injury (optional)IncludedIncluded
Copay & Deductible Waived for Life-Saving TreatmentIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedIncluded
Holistic: Acupuncture & ChiropracticIncludedNot included or some inclusions
No Upper Age Limits on PetsIncludedIncluded
Lost Pet CoverageIncludedNot included or some inclusions
Hip Dysplasia Without RestrictionsIncludedIncluded
Chronic Conditions Without RestrictionsIncludedNot included or some inclusions
Hereditary Conditions Without RestrictionsIncludedIncluded
Mobility Devices Without CapIncludedIncluded
Ability to Waive Waiting Period for Healthy KneesIncludedIncluded
No Extended Waiting Period for Hip DysplasiaIncludedNot included or some inclusions
14 Days or Better Waiting Period for All IllnessesIncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
Add Pets via Online Account PortalIncludedIncluded
View Policy Records OnlineIncludedIncluded
Full Mobile App for iOS & Android (Not Just Claims)IncludedNot included or some inclusions
Return to Comparison Page
not included or some inclusions

Compare Figo to Pets Best:

  • Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. Pets Best does not offer a life-saving treatment waiver.
  • Alternative & Holistic Without Restrictions. Regardless of the plan, Figo extends coverage to include alternative and holistic treatments when they are related to a covered illness or injury and administered by a licensed veterinarian. Pets Best does not offer reimbursement for this treatment option.
  • Full-Service Mobile/Online Account Portal. With the Figo Pet Cloud, customers can view policy and medical documents, change billing method, and add insurance for new pets at any time without having to speak to customer service. Pets Best does not offer a full-service customer portal or mobile app, and customers cannot submit claims via a smartphone.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.