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Pet Insurance policies are underwritten by Independence American Insurance Company.

Figo Monthly UGC Giveaway Terms & Conditions

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Eligibility

The Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway is open to legal residents of the United States who sign up at https://www.instagram.com/figopet/; or a method listed under “How to Enter”. Entrants must be 18 years or older as of their date of entry in this promotion in order to qualify. This giveaway is subject to federal, state, and local laws and regulations and void where prohibited by law. Figo Pet Insurance employees, their subsidiaries, affiliates, suppliers, partners, advertising and promotion agencies, and directors (collectively the “Employees”), as well as members of an Employees' immediate family and/or those living in the same household of Employees are ineligible to participate in the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway.

Sponsorship

The sponsor is Figo Pet Insurance, located at 223 W Erie St, Chicago, IL 60654. Sponsor will conduct the Giveaway substantially as described in these Official Rules.

Agreement to Rules

By entering this Giveaway, the Entrant (“You”) agrees to abide by the Sponsor's Official Rules and decisions, which are fully and unconditionally binding in all respects. The Sponsor reserves the right to refuse, withdraw, or disqualify any entry at any time at the Sponsor’s sole discretion. By entering this Giveaway You represent and warrant that You are eligible to participate based on eligibility requirements explained in the Official Rules. You also agree to accept the decisions of the Sponsors as final and binding as it relates to the content of this Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway.

Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway Entry Period

This promotion begins at 12:00AM CST on the first day of each month and ends at 11:59 CST on the last day of each month. Each month the giveaway will reset. To be eligible for the Giveaway, entries must be received within the specified Entry Period.

How to Enter

Eligible entrants can enter The Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway by doing all of the following:

Post a photo of their pet to Instagram OR Facebook according to the specific month’s theme as shared on the @figopet Instagram story and in the Figo e-mail newsletter

AND

Use the hashtag #YesFigoPets in the caption

BONUS ENTRY: Users will receive one bonus entry if their pet is wearing a Figo collar tag in the shared photo.

Or

Email giveaway@insurefigo.com

As a participant, your entry must fully meet all Giveaway requirements, as specified in the Official Rules, in order to be eligible to win a prize. Incomplete entries or those that do not adhere to the Official Rules or specifications will be disqualified at the Sponsor's sole discretion. Entrant must be over 18 to qualify and a resident of the United States. Fraudulent methods of entry or circumvention of the rules may result in the Sponsor invalidating your entries and removing them from the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway at the Sponsor’s sole discretion.

Prizes

The Winner(s) of the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway (the “Winner”) will receive one $25 Barkbox gift card OR one $25 Meowbox gift card (as determined by the winner). The actual/appraised prize value may differ at the time the prize is awarded. The prize(s) shall be determined solely by the Sponsor. There shall be no cash or other prize substitution permitted. The Winner, upon acceptance of the prize, is solely responsible for all expenses related to the prize, including without limitation any and all local, state, and federal taxes. The Winner may transfer the prize to others following acceptance. By accepting the prize, the selected Winner grants permission for the Sponsor to use the Winner’s likeness, entry, and name for purposes of advertising and trade without further compensation unless prohibited by law

Odds

The total number of eligible entries received determines the odds of winning.

Selection and Notification of Winner

The Winner will be selected by a random drawing under the supervision of the Sponsor. Figo will notify the Winner(s) by Instagram or Facebook DM within seven (7) days following Winner selection. The Sponsor is not responsible for nor shall have no liability for Winner’s failure to receive notices due to security settings that may cause notifications to be marked as spam or junk email. Nor shall be Sponsor be liable for the Winner’s provision of incorrect or otherwise non-functioning contact information. If the Winner 1) fails to claim the prize within 7 days from the time the award notification was sent, 2) is found ineligible, or 3) does not complete and return an executed declaration and release within the specified timeframe, the prize may be forfeited and an alternate Winner may be selected. Receipt of the prize (offered in the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway) by the Winner is upon the condition of compliance with any and all federal, state, and local laws and regulations. IF THE WINNER VIOLATES ANY OF THESE OFFICIAL RULES, THE WINNER (AT THE SPONSOR’S SOLE DISCRETION) WILL BE DISQUALIFIED, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

Rights Granted by You

By submitting an entry into this Giveaway, You understand and agree that the Sponsor, any individual acting on the Sponsor’s behalf, and the licensees successors, and assigns of the Sponsor shall, where permitted by law, have the right to print, publish, broadcast, distribute and use in any media known now or hereafter developed, in perpetuity, worldwide, and without limitation, your submission, name, photo, portrait, voice, likeness, image, statements about the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway, and your biographical information for news, publicity, advertising, promotional purposes, trade, information, and public relations without any further notice, review, consent, compensation, or remuneration.

Terms & Conditions

In its sole discretion, the Sponsor reserves the right to modify, suspend, cancel, or terminate the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway should non-authorized human intervention, a bug or virus, fraud, or other causes beyond the Sponsor’s control, impact or corrupt the security, fairness, proper conduct, or administration of the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway. The Sponsor, in the event of any of the above issues, may determine the Winner based on all eligible entries received prior to and/or after (if appropriate) the action taken by the Sponsor. Individuals who tamper with or attempt to tamper with the operation or entry process of the Giveaway or website or violates these Terms & Conditions will be disqualified by the Sponsor in its sole discretion. In its sole discretion, the Sponsor has the right to maintain the integrity of the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway, to void votes for any reason, including, but not limited to: multiple quotes from the same user; multiple entries from the same computer beyond the number allowed by the Giveaway rules; or the use of bots, macros, scripts, or other technical means for entering. Attempts by any entrant to deliberately damage any website or undermine the legitimate operation of the Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway may be a violation of criminal and civil laws. If any such attempt is made, the Sponsor reserves the right to seek damages to the fullest extent permitted by law.

Limitation of Liability

Your entry into this Giveaway constitutes Your agreement to release and hold harmless Instagram, the Sponsor and its subsidiaries, representatives, affiliates, partners, advertising and promotion agencies, successors, agents, assigns, directors, employees, and officers against and from any and all claims, liability, illness, injury, death, litigation, loss, or damages that may occur, directly or indirectly from participation in the Giveaway and/or the 1) Winner accepting, possessing, using, or misusing of any awarded prize or any portion thereof; 2) any type of technical failure; 3) the unavailability or inaccessibility of any transmissions, phone, or Internet service; 4) unauthorized intervention in any part of the entry process or the Promotion; 5) electronic error or human error in the Promotion administration or the processing of entries.

Disputes

THIS GIVEAWAY IS GOVERNED BY THE LAWS OF THE UNITED STATES AND ILLINOIS, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. The Entrant agrees, as a condition of participating in this promotion, that if any disputes cannot be resolved between the Entrant and the Sponsor, and if causes of action arise out of or are connected with this Giveaway, they shall be individually resolved exclusively before a court located in Illinois having jurisdiction, without resorting to any form of class action. Under no circumstances in any such dispute shall the participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Giveaway). The participant waives all rights to have damages multiplied or increased.

Privacy Policy

Information submitted with an entry is subject to the Privacy Policy stated on the Figo Pet Insurance website as well as the Privacy Policy stated on the Sponsor(s) Website.

Click here to read Figo’s Privacy Policy.

Winners List

You may obtain a copy of the Winner’s name(s) or a copy of these Official Rules, by sending your request via mail with a stamped, self-addressed envelope to: Figo Pet Insurance 223 W Erie St, Chicago, IL 60654, USA. Requests must be postmarked no later than one month after the giveaway has ended.

Instagram-Specific Rules

The Figo Pet Insurance Monthly Barkbox/Meowbox Social Media Giveaway hosted by Figo Pet Insurance is in no way sponsored, endorsed, administered by, or associated with Instagram or Facebook.