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Pet Insurance policies are underwritten by Independence American Insurance Company.

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Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Figo Pet Insurance's California license number is 0K02763. Figo Pet Insurance LLC is duly authorized to transact insurance in Puerto Rico (NPN: 16841904) in property, casualty, disability, health services, and life.

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Copyright © 2015-2023 Figo Pet Insurance LLC. All rights reserved

Pet Insurance Designed by
Pet People

Flexible, reliable pet insurance for intentional, modern pet parents.

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    Best for 100% Reimbursement
    2024

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    Highest Reimbursement Rate & Payout Limits

    2024

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    “As seen on Wirecutter”

Find the best plan for your pet

Pet insurance that fits into your life, not the other way around.

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  • Dog Insurance
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What more can a customer ask for? Claim filed on Monday, claim paid on Thursday - of the same week! Thank you, Figo! I feel that I can put my dog's health first knowing that I have awesome pet insurance.

Susan G.,

Pet Parent to Bella

More than a pet.
More than insurance.

  • Coverage for Curable Pre-Existing Conditions

    We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of last treatment.

  • Lightning Fast Claims

    Most claims close in less than 3 business days.

  • Live Vet

    Free 24/7 access to licensed veterinary professionals. Here for you during emergencies no matter when they happen.

Explore our plans and coverage

Our pets need
a lot of care

Flexible plans and Powerups help you find the option that best fits you and your pet's life.

Get a Quote

What real pet parents
are saying

  • I love the convenience of the Figo app. I was able to submit this claim in less than two minutes! Also, reimbursement is quick as well. My claim was processed in less than 24 hours. I highly recommend Figo!

    Ted H., Pet Parent to Eliot

  • I am so happy I have Figo. I would not be able to afford medical for my pet by myself. I appreciate the kind attention Figo takes in processing claims. Thank you!

    Mary U.,
    Pet Parent to Laura

  • The whole process from starting a few months ago to now was so easy and fast. It made having a sick puppy just a little less stressful. Thanks!

    Charlie K.,
    Pet Parent to Remy

Meet Figo's
Powerups

Game-changing optional coverage - because choice is essential

  • Wellness Stay on top of yearly exams, vaccines & more with preventative coverage.

  • Vet Exam Fees for Accident and Illness Visits Coverage for exam or consultation fees associated with the treatment of your pet, beyond preventative care.

Pets deserve more.
So we’re giving you more resources to help them.

Learn more about Pet Cloud

Read Our Blog

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  • The Coolest Pet-Friendly Airbnbs in Every State

    At Figo, our team is filled with travel lovers and pet parents alike, so we did the work and picked the coolest pet-friendly Airbnb from every state.

  • The Ultimate New York City Pet-Friendly Travel Guide

    The best pet-friendly spots are in New York City and we’ve got the scoop on some of our favorites!

  • How to Save Money and Travel Cheaply With Pets

    Airfare is up over 60% since 2021, and hotel rates aren't too far behind either. How do we get away without breaking the bank?

Customized
by you

Design your pet’s plan in less
than 60 seconds!

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