Skip to main content
Mobile Nav Phone - 12x12
1-833-220-7387Underwriting

Pet Insurance policies are underwritten by Independence American Insurance Company.

Figo Pet Insurance
  • Pet Cloud Login
  • Blog
  • About
  • Contact
See Pricing

Footer

Figo Pet Insurance
  • Login
  • About Us
  • Employers
  • Insurer Disclosure of Important Policy Provisions
  • Dog Insurance
  • Cat Insurance
  • Veterinarians
  • Waiting Period Waiver
  • Careers
  • Blog
  • Compare
  • Found a lost Figo pet?
  • FAQs
  • California Privacy
  • Sample Policy
  • Instagram
  • facebook
  • tiktok
  • Twitter

1 Up to a 10% group discount is available. Discounts vary by state and are subject to change. Not available in all states.

Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit https://figopetinsurance.com/state-documents-and-sample-policies. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change.

Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N Scottsdale Rd., Ste. 160, Scottsdale, AZ 85254. Policies are produced by Figo Pet Insurance, LLC (NPN: 16841904; CA license 0K02763)

  • Privacy Policy
  • Do Not Sell or Share My Personal Information
  • Accessibility
  • Terms of Use & Licensing
  • Insurance Fraud Warnings
  • Underwriting

Copyright © 2015-2026 Figo Pet Insurance LLC. All rights reserved

Pet Insurance Designed by
Pet People

Flexible, reliable pet insurance for intentional, modern pet parents.

  • newsweek-logo

    Best for 100% Reimbursement
    2024

  • pawlicy-advisor-logo

    Highest Reimbursement Rate & Payout Limits

    2024

  • times-wirecutter-logo

    “As seen on Wirecutter”

Find the best plan for your pet

Pet insurance that fits into your life, not the other way around.

  • Cat Insurance
  • Dog Insurance
Trustpilot

More than a pet. More than insurance.

  • Coverage for Curable Pre-Existing Conditions

    We may cover pre-existing conditions considered curable if they show no signs or symptoms within 12 months of last treatment.

  • Icon Lightning Bolt

    Lightning-Fast Claims

    Less waiting, $$ quicker than ever.

  • Live Vet

    Free 24/7 access to licensed veterinary professionals. Here for you during emergencies no matter when they happen.

Explore our plans and coverage

Our pets need
a lot of care

Flexible plans and Powerups help you find the option that best fits you and your pet's life.

Get a Quote

What real pet parents
are saying

Two people with pets talking

  • I love the convenience of the Figo app. I was able to submit this claim in less than two minutes! Also, reimbursement is quick as well. My claim was processed in less than 24 hours. I highly recommend Figo!

    Ted H., Pet Parent to Eliot

  • I am so happy I have Figo. I would not be able to afford medical for my pet by myself. I appreciate the kind attention Figo takes in processing claims. Thank you!

    Mary U.,
    Pet Parent to Laura

  • The whole process from starting a few months ago to now was so easy and fast. It made having a sick puppy just a little less stressful. Thanks!

    Charlie K.,
    Pet Parent to Remy

Meet Figo's
Powerups

Game-changing optional coverage - because choice is essential

  • Checkmark Glyph

    Wellness Stay on top of yearly exams, vaccines & more with preventative coverage.

  • Vet Exam Fees for Accident and Illness Visits Coverage for exam or consultation fees associated with the treatment of your pet, beyond preventative care.

Pets deserve more.
So we’re giving you more resources to help them.

Learn more about Pet Cloud

Read Our Blog

VIEW ALL

  • The Coolest Pet-Friendly Airbnbs in Every State

    At Figo, our team is filled with travel lovers and pet parents alike, so we did the work and picked the coolest pet-friendly Airbnb from every state.

  • The Ultimate New York City Pet-Friendly Travel Guide

    The best pet-friendly spots are in New York City and we’ve got the scoop on some of our favorites!

  • How to Save Money and Travel Cheaply With Pets

    Airfare is up over 60% since 2021, and hotel rates aren't too far behind either. How do we get away without breaking the bank?

Customized by you

Design your pet’s plan in less
than 60 seconds!

Your Pet's Type