Figo vs. Embrace
See How We Compare
In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Embrace’s pet medical coverage.
Figo Pet Insurance vs. Embrace
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|Insurance Plan Coverages||Figo Pet Insurance||Embrace|
|Unlimited Lifetime Benefit Plan||Included||Not included or some inclusions|
|Three Flexible Plans for Illness & Injury||Included||Not included or some inclusions|
|One Annual Deductible||Included||Included|
|100% Reimbursement Coverage||Included||Not included or some inclusions|
|Exam Fee for Illness & Injury (optional)||Included||Included|
|Copay & Deductible Waived for Life-Saving Treatment||Included||Not included or some inclusions|
|No Per Incident Cap on Claims||Included||Included|
|Holistic: Acupuncture & Chiropractic||Included||Included|
|No Upper Age Limits on Pets||Included||Included|
|Lost Pet Coverage||Included||Not included or some inclusions|
|Hip Dysplasia Without Restrictions||Included||Included|
|Chronic Conditions Without Restrictions||Included||Included|
|Hereditary Conditions Without Restrictions||Included||Included|
|Mobility Devices Without Cap||Included||Included|
|Ability to Waive Waiting Period for Healthy Knees||Included||Included|
|No Extended Waiting Period for Hip Dysplasia||Included||Included|
|14 Days or Better Waiting Period for All Illnesses||Included||Included|
|Pre-Existing Conditions||Not included or some inclusions||Not included or some inclusions|
|Add Pets via Online Account Portal||Included||Included|
|View Policy Records Online||Included||Included|
|Full Mobile App for iOS & Android (Not Just Claims)||Included||Not included or some inclusions|
|Return to Comparison Page|
not included or some inclusions
Compare Figo to Embrace:
- Three Flexible Plans for Illness & Injury. Figo offers three customizable plans to best fit your pet’s needs. Embrace only offers one plan.
- 100% Reimbursement Coverage. Embrace does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
- Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. Embrace does not offer a life-saving treatment waiver.