Get started

Customized By You

Design your pet’s plan in less than 60 seconds.


Figo vs. Embrace

See How We Compare

In searching for the best pet insurance plans, pet parents should pay close attention to the following differences when comparing Figo to Embrace’s pet medical coverage.

Figo Pet Insurance vs. Embrace

Scroll for more
Insurance Plan Coverages Figo Pet InsuranceEmbrace
Unlimited Lifetime Benefit PlanIncludedNot included or some inclusions
Three Flexible Plans for Illness & InjuryIncludedNot included or some inclusions
One Annual DeductibleIncludedIncluded
100% Reimbursement CoverageIncludedNot included or some inclusions
Exam Fee for Illness & Injury (optional)IncludedIncluded
Copay & Deductible Waived for Life-Saving TreatmentIncludedNot included or some inclusions
No Per Incident Cap on ClaimsIncludedIncluded
Holistic: Acupuncture & ChiropracticIncludedIncluded
No Upper Age Limits on PetsIncludedIncluded
Lost Pet CoverageIncludedNot included or some inclusions
Hip Dysplasia Without RestrictionsIncludedIncluded
Chronic Conditions Without RestrictionsIncludedIncluded
Hereditary Conditions Without RestrictionsIncludedIncluded
Mobility Devices Without CapIncludedIncluded
Ability to Waive Waiting Period for Healthy KneesIncludedIncluded
No Extended Waiting Period for Hip DysplasiaIncludedIncluded
14 Days or Better Waiting Period for All IllnessesIncludedIncluded
Pre-Existing ConditionsNot included or some inclusionsNot included or some inclusions
Add Pets via Online Account PortalIncludedIncluded
View Policy Records OnlineIncludedIncluded
Full Mobile App for iOS & Android (Not Just Claims)IncludedNot included or some inclusions
Return to Comparison Page
not included or some inclusions

Compare Figo to Embrace:

  • Three Flexible Plans for Illness & Injury. Figo offers three customizable plans to best fit your pet’s needs. Embrace only offers one plan.
  • 100% Reimbursement Coverage. Embrace does not offer a 100% reimbursement option, while Figo offers 100% reimbursement with all three plans, allowing pet parents to recoup their total covered pet medical expenses.
  • Copay & Deductible Waived for Life-Saving Treatment. Figo may waive the co-pay and deductible for covered life-threatening treatment. Embrace does not offer a life-saving treatment waiver.

If you have questions regarding our pet insurance plans and coverages, visit the Figo FAQ page, or contact our customer service team.