Flexible Plans For Pets in the Windy City
Whether you have a dog who loves to romp on your Gallatin County farm or a cat who enjoys living the high-rise life in Chicago, Figo has the pet insurance coverage you need.
Did you know that Illinois has some of the highest veterinary costs in the nation? Pet owners in the Land of Lincoln pay about $1,300 on average per year for their pet's medical costs. In comparison, pet owners in nearby Missouri spend only $900 on vet care a year.
How can Figo help?
Unfortunately, veterinary bills for major illnesses or injuries can often run into the thousands of dollars. Figo's plans may help take the sting out of your veterinary bills by paying a substantial portion of those costs for you.
How does Figo's pet insurance in Illinois work?
Figo understands that when your pet is sick or injured, you don't want to worry about whether your insurance will be accepted at your veterinarian's office. So, we won't force you to use in-network vet professionals.
Instead, you're free to take your cat or dog to your favorite veterinarian, a specialist, or to the closest emergency pet hospital, worldwide!
Four reasons you need cat or dog insurance in Illinois
In a perfect world, our pets would always live healthy, happy lives. Unfortunately, there are numerous risks in Illinois that can endanger your curious companions, including:
What is not covered?
For the most part, our plans do not cover pre-existing medical conditions. However, there is one exception. Figo may cover a pre-existing condition if it is deemed curable and your pet has not had related signs or symptoms during the past 12 months.
Need more clarity? Let's use an example. Your pet had an ear infection and then did not have any signs or symptoms for the year following. If your pet gets a new ear infection more than a year later, Figo may cover the related medical costs.
Pet Cloud
You'll also get access to our Pet Cloud app, the ultimate pet parent toolkit, right at your fingertips. Pet Cloud gives you free 24/7 access to chat with a live veterinary professional and many other pet-friendly features.
